If you receive Social Security benefits, it’s important to know when your March 2025 payment will arrive. Payment dates are determined by your birthdate, and a 2.5% Cost of Living Adjustment (COLA) means higher benefits this year.
March 2025 Social Security Payment Schedule
Your payment date depends on your birth date:
- Born between the 1st and 10th → Payment on March 12 (Second Wednesday)
- Born between the 11th and 20th → Payment on March 19 (Third Wednesday)
- Born between the 21st and 31st → Payment on March 26 (Fourth Wednesday)
- If you started collecting benefits before May 1997 → Payment on March 3
Make sure you meet eligibility requirements so your payment is processed smoothly.
How Much Will You Receive? 2025 Social Security COLA Increase
Social Security benefits are adjusted for inflation. In 2025, a 2.5% COLA increase means higher monthly payments:
- Full retirement at 67: Up to $4,043/month
- Delayed retirement at 70: Up to $5,108/month
Comparison to 2024:
- In 2024, the maximum at 70 was $4,873.
- The increase is due to both COLA and delayed retirement benefits.
This COLA increase helps retirees maintain their purchasing power in a changing economy.
Social Security Tax Cap for 2025
In 2025, only the first $176,100 of earnings is subject to Social Security tax.
- If your earnings exceed this amount, the excess income is not taxed for Social Security.
- This mainly affects high-income earners.
Earnings Limits Before Full Retirement Age (FRA)
If you haven’t reached full retirement age (67 for those born in 1960 or later) and continue working, there are income limits:
- Earnings limit before FRA: $23,400/year
- For every $2 earned above this limit, $1 is deducted from benefits.
- Earnings limit in the year you reach FRA: $62,160/year
- Once you reach FRA, you can earn as much as you want without reducing your benefits.
After reaching FRA, your earnings will no longer affect your benefits!
SSDI Income Limits for 2025
If you receive Social Security Disability Insurance (SSDI), your income must stay within these limits:
- Regular SSDI beneficiaries: Up to $1,620/month
- Blind SSDI beneficiaries: Up to $2,700/month
Earning above these limits may affect your disability benefits.
Your March 2025 Social Security payment will arrive based on your birthdate. With a 2.5% COLA increase, benefits are higher than in 2024. If you’re still working before reaching full retirement age, be mindful of earnings limits to avoid benefit reductions.
For SSDI recipients, income caps apply to keep disability benefits intact.
Check your Social Security account online to confirm your payment details and plan your retirement strategy.
FAQ’s
When will I receive my Social Security payment in March 2025?
Your payment date depends on your birth date:
– 1st-10th: March 12
– 11th-20th: March 19
– 21st-31st: March 26
– If receiving benefits before May 1997: March 3
How much will Social Security benefits increase in 2025?
A 2.5% COLA increase applies in 2025. The maximum benefit at full retirement age (67) is $4,043/month, and at age 70, it’s $5,108/month.
What is the Social Security earnings limit before full retirement age?
For 2025, the earnings limit is $23,400. If you exceed this, $1 is deducted for every $2 earned above the limit.
What is the Social Security tax cap for 2025?
In 2025, only the first $176,100 of earnings is subject to Social Security tax. Earnings above this amount are not taxed for Social Security.
How much can SSDI recipients earn without losing benefits in 2025?
SSDI beneficiaries can earn up to $1,620/month, while blind SSDI recipients can earn up to $2,700/month before benefits are affected.
